stop-check Interest rate applicable to concessional housing loans in 2022 is 4.8%

Decision No. 1956/QD-NHNNstatus1 dated December 3rd, 2021 of the State Bank of Vietnam prescribing interest rate imposed by commercial banks in 2022 on outstanding debts of concessional housing loans provided according to Circular No. 11/2013/TT-NHNNstatus2 dated May 15, 2013, Circular No. 32/2014/TT-NHNN dated November 18, 2014 and Circular No. 25/2016/TT-NHNN dated July 29, 2016
Posted: 13/12/2021 7:13:57 AM | Latest updated: 14/12/2022 3:56:18 PM (GMT+7) | LuatVietnam: 5353 | Vietlaw: 539

In 2022, commercial banks remain the interest rate applicable to outstanding debts of concessional housing loans at 4.8%.

This Decision takes effect from January 1st, 2022 and replaces Decision No. 2196/QD-NHNNstatus1 dated December 24th, 2020.

Effective notes
This Decision shall be expired from January 1st, 2023, replaced by Decision No. 2081/QD-NHNN dated December 12th, 2022.
Ms Phuong Thao (
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Effective Date 1-Jan-2022
ExpiredDate 1-Jan-2023
Published Vietlaw's Newsletter No. 539

follow 2081/QĐ-NHNN - In 2023: The interest rate applicable to concessional housing loans shall be increased to 5%/year

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enflag pdficon QD1956-03122021NHNN[VLO].pdf



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